QIC

Your Own
Packaged Insurance

Our Product

Our products and services are personally crafted around your business needs because we understand that one size doesn't fit all. For more information about any of our products, please check below

Property All Risks

This policy offers cover for your Property against accidental physical loss, destruction or damage. QIC will pay the value of the property at the time of the happening of its loss or destruction or the amount of such damage or at their option reinstate or replace such property or any part thereof

Policy wordings

Business Interruption

If the building used by the Insured for the purpose of the Business be destroyed or damaged by Perils insured under Property All Risk and the business carried on by the Insured at the premises be in consequence thereof interrupted or interfered then QIC will pay to the Insured the amount of loss resulting from such interruption or interference

Policy wordings

Third Party Liability

This policy offers indemnity for sums which you are held legally liable to pay as damages resulting from accidental death or bodily injury of any third party person or accidental damage to third party property happening in connection with your business during the policy period

Policy wordings

Personal Accident

This policy offers worldwide cover for your employees on a 24 hour basis against death or bodily injury resulting from an accident. The compensation provided is based on sum insured selected by the insured in respect of the life assured at the time of policy inception

Policy wordings

Fidelity Guarantee

This policy is designed to cover loss directly sustained by your company resulting from forgery or embezzlement, larceny or fraudulent conversion of money or goods belonging to your company by your Employees. Normally, employees handling cash, accounts and inventory are covered under this policy

Policy wordings

Workmen's Compensation &
Employer's Liability

This policy offers cover for employees as per the provisions of Qatar Labour Law covering work related accident and occupational diseases. All employees are required to be covered under this Policy including the top management. This policy is normally incepted on an annual basis and can be extended to include cover for Employer's Liability as per Shariah / Common Law

Policy wordings

Money

This policy is designed to cover money against loss, destruction or damage whilst being kept in safe or in a strongroom by housebreaking or burglary or by hold-up. This policy also covers money whilst in transit under the custody of your employees from your premises until arrival at the place of disbursement.

Policy wordings