CAR INSURANCE
GET 10% DISCOUNT ON COMPREHENSIVE CAR INSURANCE
Manage your car online from purchase to claim registration
GOOD REASON TO INSURE YOUR CAR WITH QIC
1
IT’S ALL ABOUT MAKING IT EASY FOR YOU -WE’RE ONLINE!
We appreciate that you’re busy and most often don’t have time to worry about your insurances, let alone taking out time of a busy schedule to buy or renew your insurances
With QIC, you can get quotes, buy and renew all your personal insurances online, and you can even file your claims online too
No need to navigate traffic, no need to look for parking and no need to wait in line – all is at your finger tips, at your convenience!
2
SPEAKING OF EASY, MAY WE PRESENT QIC ONE-STOP FOR FAST AND CONVENIENT CLAIMS HANDLING
After an accident, you can now have all the paperwork done in one place
As a first – and only – in Qatar, QIC has an unique agreement with the Traffic Department to have a Traffic Department officer permanently placed in our Abu Hamour branch
3
WE’LL NAVIGATE YOU THROUGH THE SOUQ
With 50+ years of experience in Qatar, we know every workshop and garage in the country extensively – we’ve dealt with them and know all the tricks of the trade
The garages and workshops are evaluated in our unique Workshop Rating Programme so you can be sure that your car is repaired at the workshop best suited for the specific repair – and at the quality that you would expect from dealing with the largest insurance company in Qatar
4
OUR CUSTOMER SERVICE IS OUTSTANDING
QIC’s call center is open Saturday through Thursday from 7am-10pm. Our trained customer service associates are ready to deliver the best service, so you can always count on QIC to provide the service you need, when you need it
The same passion for service can be found in our branches and in our head office – we’re here for you and we’ll do all we can to assist you!
Get in touch with us now - QIC HOTLINE 8000742
5
PAYING YOUR CAR INSURANCE THE EASY WAY!
Our NEW pay-in-installments offer gives you the flexibility to pay you comprehensive car insurance in four installments, fast and easy
Your first installment is due on the day you buy your insurance and will be slightly higher than the remaining three installments as you must pay in full for Third-Party Liability insurance to drive your car in Qatar
Click here to read more
Insurance for every need and every car
We offer two kinds of insurance for your car, the mandatory Third Party Liability Insurance and the all-covering Comprehensive Car Insurance
Comprehensive Car Insurance - Full Cover
Comprehensive car insurance is the best option for you when you want your car to be fully covered. This insurance covers for all damages, even when you are at fault or when an accident happens with only you being involved. To know more about how you are covered, please refer to the policy wordings
Third Party Liability (TPL) Insurance
Third Party Liability (TPL) Insurance is the minimum insurance required to drive your car on public roads
Without TPL (which is part of the comprehensive insurance) cover, you are by law not allowed to drive your car on public roads
TPL insurance covers injuries or damage that you may cause upon others in case of an accident but does not cover any damage to your car.
Optional cover
We acknowledge that every individual has different priorities. This is why we offer a wide range of additional covers to include more options for your car so that you get the cover to suit your needs
All optional covers can be added to your comprehensive car insurance – and some, where mentioned, can be added to your Third Party Liability insurance too
OFF-ROAD COVER
Many roads in Qatar are still not paved and the standard comprehensive insurance does not cover your vehicle for accidents happening on non-paved roads such as access roads to the beach, construction sites etc.
With the Off-Road cover, you are covered on such roads
OFF-ROAD 360 COVER
You can add the “Off-Road 360” cover to your comprehensive policy for a small fee to extend your comprehensive policy to cover you when you go off-road, even in the dunes and where there’s no unpaved roads – the ‘Off-road cover’ is included in the Off-Road 360 cover
RIOT, STRIKE, STORM AND FLOOD COVER
This optional cover is for TPL and comprehensive insurance
We’ll cover loss or damage caused by flood, torrents, storm, sand storms, whirlwinds, hurricanes, eruption of volcanoes, earthquake, fall of hailstones or any other convulsions of Nature, Strike, Civil commotions, riot acts
Gap Cover
If your car is rendered damaged beyond repair, it is called a ‘Total Loss’ and your standard comprehensive insurance will pay you an amount based on the insured value of your car. However, there may be times when your bank loan on the car is higher than the payment you receive and our optional Gap Cover will help you cover this gap
PERSONAL ACCIDENT BENEFIT COVER
The comprehensive insurance already covers you and the passengers in case of an accident. With the Personal Accident Cover, the benefits are extended even more
Roadside assistance
Our Roadside Assistance cover gets you moving quickly. Apart from towing services, we also offer mechanical first aid, flat tyre, lock – out, fuel and battery services
Also applies to TPL insurance
PERSONAL DRIVER SERVICES
It can be a hassle to take your car for service or for registration renewals at the traffic department; you might have to take time off from work and negotiate the crowded roads of Qatar
Our Personal Driver Services will pick your car up at your location, take it for service at the workshop and return it to you once done. The same is offered when your registration is up for renewal; we will collect the documents or the car if it is more than three years old and clear all formalities
CLAIMS MANAGEMENT SERVICES
With this cover, we will handle all administrative work associated with a claim. Once you’ve given us the police report, we will handle everything and the next time you will see your car is when we deliver it to your home, once the claims is settled, and the car is repaired!
AGENCY REPAIR
Repairs of your car will always be done at your car brand’s agency during the first year of its registration. However, after the first year, we may choose to repair it at a workshop we see fit for providing an equally good service. If you want to make sure that your car is always repaired at the agency, you need to add this to your comprehensive insurance
DEPRECIATION OF SPARE PARTS
As per Qatari law, owners of cars which are more than a year old must pay a certain percentage of the spare parts used for claims repair. QIC offers protection from this so you’ll never have to pay anything for the depreciation of spare parts
OFF-ROAD COVER
Many roads in Qatar are still not paved and the standard comprehensive insurance does not cover your vehicle for accidents happening on non-paved roads such as access roads to the beach, construction sites etc.
With the Off-Road cover, you are covered on such roads
OFF-ROAD 360 COVER
You can add the “Off-Road 360” cover to your comprehensive policy for a small fee to extend your comprehensive policy to cover you when you go off-road, even in the dunes and where there’s no unpaved roads – the ‘Off-road cover’ is included in the Off-Road 360 cover
RIOT, STRIKE, STORM AND FLOOD COVER
This optional cover is for TPL and comprehensive insurance
We’ll cover loss or damage caused by flood, torrents, storm, sand storms, whirlwinds, hurricanes, eruption of volcanoes, earthquake, fall of hailstones or any other convulsions of Nature, Strike, Civil commotions, riot acts
Gap Cover
If your car is rendered damaged beyond repair, it is called a ‘Total Loss’ and your standard comprehensive insurance will pay you an amount based on the insured value of your car. However, there may be times when your bank loan on the car is higher than the payment you receive and our optional Gap Cover will help you cover this gap
PERSONAL ACCIDENT BENEFIT COVER
The comprehensive insurance already covers you and the passengers in case of an accident. With the Personal Accident Cover, the benefits are extended even more
Roadside assistance
Our Roadside Assistance cover gets you moving quickly. Apart from towing services, we also offer mechanical first aid, flat tyre, lock – out, fuel and battery services
Also applies to TPL insurance