QIC Insured | Car Insurance!
Car

Get our ‘Off-road 360’ cover and be covered in the desert
and dunes too!

The additional cover for 4WD cars covers accidents that happen even in the desert and off unpaved roads. In effect this means that your car will be covered all over of the state of Qatar

Please note that the Off-road 360 covers damage caused by collisions between two or more cars – it does not cover solo-accidents like roll-overs. The collision cover will cover both parties, so if you’re at fault, we’ll cover the repair of the other party as well

Buy now to enjoy worry-free driving in the desert and dunes


CAR INSURANCE
GET 10% DISCOUNT ON COMPREHENSIVE CAR INSURANCE

Manage your car online from purchase to claim registration

GOOD REASON TO INSURE YOUR CAR WITH QIC

1

IT’S ALL ABOUT MAKING IT EASY FOR YOU -WE’RE ONLINE!

We appreciate that you’re busy and most often don’t have time to worry about your insurances, let alone taking out time of a busy schedule to buy or renew your insurances

With QIC, you can get quotes, buy and renew all your personal insurances online, and you can even file your claims online too

No need to navigate traffic, no need to look for parking and no need to wait in line – all is at your finger tips, at your convenience!

2

SPEAKING OF EASY, MAY WE PRESENT QIC ONE-STOP FOR FAST AND CONVENIENT CLAIMS HANDLING

After an accident, you can now have all the paperwork done in one place

As a first – and only – in Qatar, QIC has an unique agreement with the Traffic Department to have a Traffic Department officer permanently placed in our Abu Hamour branch

3

WE’LL NAVIGATE YOU THROUGH THE SOUQ

With 50+ years of experience in Qatar, we know every workshop and garage in the country extensively – we’ve dealt with them and know all the tricks of the trade

The garages and workshops are evaluated in our unique Workshop Rating Programme so you can be sure that your car is repaired at the workshop best suited for the specific repair – and at the quality that you would expect from dealing with the largest insurance company in Qatar

4

OUR CUSTOMER SERVICE IS OUTSTANDING

QIC’s call center is open Saturday through Thursday from 7am-10pm. Our trained customer service associates are ready to deliver the best service, so you can always count on QIC to provide the service you need, when you need it

The same passion for service can be found in our branches and in our head office – we’re here for you and we’ll do all we can to assist you!

Get in touch with us now - QIC HOTLINE 8000742

5

PAYING YOUR CAR INSURANCE THE EASY WAY!

Our NEW pay-in-installments offer gives you the flexibility to pay you comprehensive car insurance in four installments, fast and easy

Your first installment is due on the day you buy your insurance and will be slightly higher than the remaining three installments as you must pay in full for Third-Party Liability insurance to drive your car in Qatar

Click here to read more

Insurance for every need and every car

We offer two kinds of insurance for your car, the mandatory Third Party Liability Insurance and the all-covering Comprehensive Car Insurance


Comprehensive Car Insurance - Full Cover

Comprehensive car insurance is the best option for you when you want your car to be fully covered. This insurance covers for all damages, even when you are at fault or when an accident happens with only you being involved. To know more about how you are covered, please refer to the policy wordings

Policy wordings

Third Party Liability (TPL) Insurance

Third Party Liability (TPL) Insurance is the minimum insurance required to drive your car on public roads

Without TPL (which is part of the comprehensive insurance) cover, you are by law not allowed to drive your car on public roads

TPL insurance covers injuries or damage that you may cause upon others in case of an accident but does not cover any damage to your car.

Policy wordings

Optional cover

We acknowledge that every individual has different priorities. This is why we offer a wide range of additional covers to include more options for your car so that you get the cover to suit your needs

All optional covers can be added to your comprehensive car insurance – and some, where mentioned, can be added to your Third Party Liability insurance too


optional cover

OFF-ROAD COVER

Many roads in Qatar are still not paved and the standard comprehensive insurance does not cover your vehicle for accidents happening on non-paved roads such as access roads to the beach, construction sites etc.

With the Off-Road cover, you are covered on such roads

optional cover

OFF-ROAD 360 COVER

You can add the “Off-Road 360” cover to your comprehensive policy for a small fee to extend your comprehensive policy to cover you when you go off-road, even in the dunes and where there’s no unpaved roads – the ‘Off-road cover’ is included in the Off-Road 360 cover

optional cover

RIOT, STRIKE, STORM AND FLOOD COVER

This optional cover is for TPL and comprehensive insurance

We’ll cover loss or damage caused by flood, torrents, storm, sand storms, whirlwinds, hurricanes, eruption of volcanoes, earthquake, fall of hailstones or any other convulsions of Nature, Strike, Civil commotions, riot acts

optional cover

Gap Cover

If your car is rendered damaged beyond repair, it is called a ‘Total Loss’ and your standard comprehensive insurance will pay you an amount based on the insured value of your car. However, there may be times when your bank loan on the car is higher than the payment you receive and our optional Gap Cover will help you cover this gap

optional cover

PERSONAL ACCIDENT BENEFIT COVER

The comprehensive insurance already covers you and the passengers in case of an accident. With the Personal Accident Cover, the benefits are extended even more

optional cover

Roadside assistance

Our Roadside Assistance cover gets you moving quickly. Apart from towing services, we also offer mechanical first aid, flat tyre, lock – out, fuel and battery services

Also applies to TPL insurance

optional cover

PERSONAL DRIVER SERVICES

It can be a hassle to take your car for service or for registration renewals at the traffic department; you might have to take time off from work and negotiate the crowded roads of Qatar

Our Personal Driver Services will pick your car up at your location, take it for service at the workshop and return it to you once done. The same is offered when your registration is up for renewal; we will collect the documents or the car if it is more than three years old and clear all formalities

optional cover

CLAIMS MANAGEMENT SERVICES

With this cover, we will handle all administrative work associated with a claim. Once you’ve given us the police report, we will handle everything and the next time you will see your car is when we deliver it to your home, once the claims is settled, and the car is repaired!

optional cover

AGENCY REPAIR

Repairs of your car will always be done at your car brand’s agency during the first year of its registration. However, after the first year, we may choose to repair it at a workshop we see fit for providing an equally good service. If you want to make sure that your car is always repaired at the agency, you need to add this to your comprehensive insurance

optional cover

DEPRECIATION OF SPARE PARTS

As per Qatari law, owners of cars which are more than a year old must pay a certain percentage of the spare parts used for claims repair. QIC offers protection from this so you’ll never have to pay anything for the depreciation of spare parts

optional cover

OFF-ROAD COVER

Many roads in Qatar are still not paved and the standard comprehensive insurance does not cover your vehicle for accidents happening on non-paved roads such as access roads to the beach, construction sites etc.

With the Off-Road cover, you are covered on such roads

optional cover

OFF-ROAD 360 COVER

You can add the “Off-Road 360” cover to your comprehensive policy for a small fee to extend your comprehensive policy to cover you when you go off-road, even in the dunes and where there’s no unpaved roads – the ‘Off-road cover’ is included in the Off-Road 360 cover

optional cover

RIOT, STRIKE, STORM AND FLOOD COVER

This optional cover is for TPL and comprehensive insurance

We’ll cover loss or damage caused by flood, torrents, storm, sand storms, whirlwinds, hurricanes, eruption of volcanoes, earthquake, fall of hailstones or any other convulsions of Nature, Strike, Civil commotions, riot acts

optional cover

Gap Cover

If your car is rendered damaged beyond repair, it is called a ‘Total Loss’ and your standard comprehensive insurance will pay you an amount based on the insured value of your car. However, there may be times when your bank loan on the car is higher than the payment you receive and our optional Gap Cover will help you cover this gap

optional cover

PERSONAL ACCIDENT BENEFIT COVER

The comprehensive insurance already covers you and the passengers in case of an accident. With the Personal Accident Cover, the benefits are extended even more

optional cover

Roadside assistance

Our Roadside Assistance cover gets you moving quickly. Apart from towing services, we also offer mechanical first aid, flat tyre, lock – out, fuel and battery services

Also applies to TPL insurance